T4 Lending’s Bridge loan program provides financing for borrowers who can't meet conventional timing or underwriting guidelines. These loans are short term in nature, typically up to one year and enable a borrower to take advantage of even the most time sensitive and complicated transactions.

T4 Lending's Bridge Loan program is designed to give our borrowers the ability to take advantage of time sensitive closings, “special situations” and “story” deals. A few examples are to: — Enable the purchase and improvement of a vacant, distressed, or non cash-flowing property — Refinance existing debt to help stabilize or improve a property prior to a sale or a conventional bank refinancing — Facilitate a buyer with a tight funding deadline enabling the transaction to be “de-stressed” and give the buyer/borrower time to arrange conventional financing at a later date

We do not have a minimum credit score for our Bridge loan program. This allows our borrowers access to precious capital when they need it most.

T4 Lending’s bridge loan program offers fast approvals and negotiable release prices on multi asset projects. We do not have the “red tape” and multiple decision makers that often encumber conventional lenders. Our senior principals work closely with our borrowers to ensure certainly of execution.